Course curriculum

  • 1

    A Message From Your Instructor

    • Kim Anderson, CPA

    • Kim Anderson, CPA (continued)
  • 2

    Introduction

    • Welcome

    • Goals of this Course
  • 3

    Consumers of Medicare

    • 3.8 Million People

    • How Confident Are You About Making Medicare Decisions?

    • Half Don't Understand Medicare

    • Why People Don't Understand Medicare

    • Medicare and You Booklet 2022

    • Medicare & You: The Enrollment Process

    • Luckily, You're Here!
  • 4

    Medicare Basics

    • Medicare Has 4 Parts?

    • Technically, Medicare Part C is not a Part

    • Medicare Part A

    • Part A Costs & Coverage

    • Medicare Part B

    • Part B Costs & Coverage (most people pay)

    • Part B Costs (higher incomes)

    • Medicare Part D
  • 5

    The Two Paths of Medicare

    • Original Medicare or Medicare Advantage

    • The Path of Original Medicare

    • Original Medicare: Part A + Part B

    • Original Medicare: Part D + Medigap (Medicare Supplement)

    • What is a Medigap Policy?

    • What Does a Medigap Policy Cover?

    • Medigap: What About Out of Pocket Expense?

    • Medigap Policies are Standardized by the US Government

    • Chart of Federal Standardization of Medigap plans
  • 6

    Guaranteed Issue Right

    • What is a Guaranteed Issue Right?

    • Why is a Guaranteed Issue Right Important

    • What Are The Costs Associated With Original Medicare?
  • 7

    The Other Path: Medicare Advantage

    • Let's Discuss Medicare Advantage

    • Who Administers Medicare Advantage?

    • What's Included in Medicare Advantage?

    • MA-PD – Medicare Advantage with Part D coverage

    • Some Rules of Medicare Advantage

    • Costs of Medicare Advantage
  • 8

    Why Initial Enrollment is SO IMPORTANT

    • Initial Enrollment Decision

    • Crossing the Medicare Bridge

    • Do I Ever Lose My Guaranteed Issue Right?

    • Do Any States Offer Continuous Guaranteed Issue Rights?
  • 9

    The Medicare Enrollment Process

    • The Enrollment Process

    • Step 1: When Should You Enroll?

    • Common Medicare Enrollment Periods

    • Enrollment Timing: Case Study

    • Step 2: Choose Original Medicare or Medicare Advantage

    • Step 2: Original Medicare, Medicare Advantage, Military, Retiree or other?

    • Step 2: No Perfect Choice

    • Step 2: Case Study

    • Step 3: Choose Your Plan

    • Don't Rush!

    • Step 4: Enroll in Medicare

    • Step 5: Sign on the Dotted Line

    • Step 6: Review Coverage Annually

    • Say NO to "Auto-Pilot"

    • Step 6: Case Study

    • Typical Resource Help

    • Steps 1 and 2 Are Critical!

    • Steps 1 & 2 Mistakes Can Be VERY Costly

    • Thank You For Letting Me Help You
  • 10

    Conclusion