Course curriculum

  • 1

    Welcome - from the instructor

    • Welcome from Kim Anderson, CPA

    • Welcome from Kim Anderson, CPA (continued)
  • 2

    Savvy Social Security Planning

    • Basic Rules & Claiming Strategies
  • 3

    Basic Rule #1

    • Basic Rule #1

    • Primary Insurance Amount (PIA)

    • Full Retirement Age (FRA)

    • FRA (continued)

    • Consequences of Filing Before FRA

    • Consequences of Filing After FRA

    • Cost of Living Adjustments (COLAs)

    • Key Points to Remember

    • How to Estimate Your Social Security Benefits
  • 4

    Basic Rule #2

    • Your Spouse May be Able to Claim Benefits Based on Your Earnings Record

    • Rules for Spousal Benefits

    • Calculation of Spousal Benefits

    • What if Spouse's Own Benefit is Higher?

    • Exception

    • Spousal Planning: Maximization Strategy

    • Spousal Planning: Maximization Strategy Example #1

    • Maximization Strategy Scenarios

    • Maximum Strategy: Cumulative Benefits

    • Maximization Strategy: Surviving Spouse

    • Spousal Planning: Maximization Strategy Example #2

    • Maximization Strategy Scenarios

    • Maximum Strategy: Cumulative Benefits
  • 5

    Basic Rule #3

    • Who Can Qualify for Divorced-Spouse Benefits?

    • Rules for Divorced-Spouse Benefits

    • Notes: Divorced-Spouse Benefits
  • 6

    Basic Rule #4

    • Widows & Widowers May Received Survivor Benefits

    • Eligibility for Survivor Benefits

    • Both Receiving Benefits, One Spouse Dies

    • Maximizing Survivor Benefits

    • Strategies for Widows & Widowers

    • Example of Sequencing

    • Maximization Strategy Scenarios
  • 7

    Basic Rule #5

    • Claiming Benefits before FRA, and Working

    • Annual Earnings Test

    • Little Known Rules About the Earnings Test
  • 8

    Basic Rule #6

    • Your Benefits May be Subject to Taxation

    • Taxation of Social Security Benefits

    • Ways to Minimize Taxes on Social Security Benefits

    • You Have Questions - We Have Answers

    • Social Security is Too Important for Guesswork